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SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

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NAV
₹ 13.8807 ₹ 0 (0.03 %)
as on 31-03-2025
Asset Size (AUM)
171.24 Cr
Launch Date
Feb 10, 2021
Investment Objective
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Feb 10, 2021
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8.22

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.9 %
Expense Ratio
1.38%
Volatility
2.85 %
Fund House
SBI Mutual Fund
Fund Manager
Ardhendu Bhattacharya, Rohit Shimpi, Pradeep Kesavan
Key Features
Scheme description
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10755
FD₹ 10600
Performance

Scheme Performance (%)

Data as on - 31-03-2025
Created with Highcharts 4.1.4ReturnsSBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)AK Hybrid Conservative TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-1001020

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesSBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)AK Hybrid Conservative TRIRetirement Fund2016201720182019202020212022202320242025-505101520253035
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000122,9072,9075.34
Benchmark20,00020,14714718.08
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 10-02-2021 7.55 10.14 8.5 0.0 0.0
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 10.94 18.45 11.3 15.45 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 9.58 15.25 11.52 16.11 9.16
Axis Retirement Fund - Dynamic Plan - Regular Growth 05-12-2019 9.15 20.99 12.49 15.34 0.0
Axis Retirement Fund - Aggressive Plan - Regular Growth 01-12-2019 8.9 20.36 11.13 15.67 0.0
Portfolio Analysis
Portfolio as on 28-02-2025
Sector Allocation
SectorAllocation (%)
N/A82.22
Financial Services5.35
Automobile and Auto Components2.18
Information Technology2.18
Capital Goods1.81
Oil, Gas & Consumable Fuels1.06
Healthcare0.9
Consumer Services0.75
Construction0.72
Construction Materials0.67
Consumer Durables0.6
Metals & Mining0.42
Power0.32
Textiles0.26
Fast Moving Consumer Goods0.21
Realty0.21
Services0.14
Portfolio Holdings
CompanyHoldings (%)
6.79% CGL 203423.47
7.30% CGL 205320.88
Bharat Sanchar Nigam Ltd.5.91
Torrent Power Ltd.3
7.34% CGL 20642.99
Sundaram Finance Ltd.2.99
REC Ltd.2.97
7.25% State Government of Maharashtra 20442.95
Power Finance Corporation Ltd.2.94
Godrej Properties Ltd.2.92
Union Bank of India( AT1 Bond under Basel III )2.92
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)2.92
Net Receivable / Payable2.33
HDFC BANK LIMITED EQ NEW FV RE. 1/-1.69
TREPS1.53
7.93% CGL 20331.5
ICICI BANK LIMITED EQ NEW FV RS. 2/-1.15
RELIANCE INDUSTRIES LIMITED EQ1.06
INFOSYS LIMITED EQ FV RS 50.99
MARUTI SUZUKI INDIA LIMITED EQ0.73
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-0.72
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-0.61
ULTRATECH CEMENT LIMITED EQ0.56
STATE BANK OF INDIA EQ NEW RE. 1/-0.55
AXIS BANK LIMITED EQ NE FV RS. 2/-0.51
KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-0.5
ABBOTT INDIA LIMITED EQ0.47
DIVIS LABORATORIES LIMITED EQ NEW RS. 2/-0.43
HINDALCO INDUSTRIES LIMITED EQ NEW FV RE. 1/-0.42
JUBILANT FOODWORKS LIMITED EQ NEW FV RS. 2/-0.41
L&T TECHNOLOGY SERVICES LIMITED EQ0.36
KAJARIA CERAMICS LIMITED EQ NEW FV RE. 1/-0.35
SCHAEFFLER INDIA LIMITED EQ NEW FV RS. 2/-0.34
ENDURANCE TECHNOLOGIES LIMITED EQ NEW FV RS.. 10/-0.34
TIMKEN INDIA LIMITED EQ0.34
POWER GRID CORPORATION OF INDIA LIMITED EQ0.32
HDFC LIFE INSURANCE COMPANY LIMITED EQ0.32
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD EQ NEW FV RS. 2/-0.29
ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LIMITED EQ0.26
PAGE INDUSTRIES LIMITED EQ NEW FV RS.10/-0.26
TVS MOTOR COMPANY LIMITED EQ FV RE.1/-0.26
SONA BLW PRECISION FORGINGS LIMITED EQ0.25
HONEYWELL AUTOMATION INDIA LIMITED EQ0.25
GRINDWELL NORTON LIMITED EQ NEW FV RS.5/-0.24
LTIMINDTREE LIMITED EQ0.22
BALRAMPUR CHINI MILLS LIMITED EQ NEW FV 1/-0.21
DLF LIMITED EQ NEW FV RS.2/-0.21
FSN E-COMMERCE VENTURES LIMITED EQ NEW FV RE.1/-0.19
AIA ENGINEERING LIMITED EQ NEW RE.2/-0.19
ICICI LOMBARD GEN INSURANCE CO LTD EQ0.18
THERMAX LIMITED EQ NEW FV RS.2/-0.17
ESAB INDIA LIMITED EQ0.17
HDFC ASSET MANAGEMENT COMPANY LTD EQ NEW FV RS. 5/-0.16
HAWKINS COOKERS LIMITED EQ0.16
ABB INDIA LIMITED EQ NEW RS. 2/-0.16
CARBORUNDUM UNIVERSAL LIMITED EQ NEW Re.1/-0.15
CHALET HOTELS LIMITED EQ0.15
TEAM LEASE SERVICES LIMITED EQ NEW FV RS. 10/-0.14
PITTI ENGINEERING LIMITED EQ NEW FV RS. 5/-0.14
NUVOCO VISTAS CORPORATION LIMITED EQ0.11
V-GUARD INDUSTRIES LIMITED EQ NEW FV Re. 1/-0.09
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesAutomobile and Auto ComponentsInformation TechnologyCapital GoodsOil, Gas & Consumable FuelsHealthcareConsumer ServicesConstructionConstruction MaterialsOthers
Portfolio Holdings
Created with Highcharts 4.1.46.79% CGL 20347.30% CGL 2053Bharat Sanchar Nigam Ltd.Torrent Power Ltd.7.34% CGL 2064Sundaram Finance Ltd.REC Ltd.7.25% State Government of Maharashtra 2044Power Finance Corporation Ltd.Others